4945 Spanish Oaks CircleFernandina Beach, FL 32034Price: $1,299,999

  • Price: $1,299,999
  • Est. Mortgage of $/month
  • 12 Days on Market
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$
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$/month over payments
Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,299,999List Price
  • 4Bedrooms
  • 2Full Bath
  • 2,045Square Feet
Step inside this stunning, move-in ready home--completely renovated from top to bottom--sitting on a private, treed .52-acre lot in a quiet, established neighborhood. With 4 bedrooms, 2 baths and 2,045 sq ft of beautifully updated living space, this home blends modern finishes with relaxed, indoor-outdoor living. Every detail has been refreshed: all-new Simonton windows, fresh interior and exterior paint, new floors, doors, hardware, and contemporary lighting and fans throughout. The heart of the home is a brand-new kitchen with all-new appliances, and both bathrooms have been fully remodeled. Outside, enjoy an entertainer's dream with a fully rescreened lanai and a fabulous inground pool complete with a waterfall. Practical upgrades include new vin yl soffits, reconditioned garage doors with new remotes and Shark garage flooring, an upgraded R38 insulation topper, and a new hot water heater. Perfectly placed near the Ritz-Carlton and Scott Road beach access, this home offers a rare combination of modern luxury and an unbeatable location. Don't miss the full list of renovation items in the documents--schedule your tour today and see everything this gorgeous home has to offer! Realtor is related to seller.

Property Details of 4945 Spanish Oaks Circle

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$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by DEBORAH BARCLAY of IRON VALLEY REAL ESTATE NORTH FLORIDA

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 16, 2026 12:39 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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