22 N 4th StreetFernandina Beach, FL 32034Price: $1,649,000

Discover an exceptional opportunity in the heart of Historic Downtown Fernandina Beach. Located just steps from Centre Street's shops, dining, and waterfront activity, this property sits within the highly versatile C-3 zoning district-one of the most flexible and desirable commercial zones in the downtown core. C-3 zoning allows a wide range of uses, giving buyers and investors the freedom to shape the property to fit their vision. Potential paths include professional or executive offices, boutique retail, specialty services, mixed-use concepts, and certain lodging or residential redevelopment options subject to City approval. This level of flexibility is rare in the Historic District and makes the property ideal for both income-producing ventures and creative owner-occupied possibilities. The walkable location, year-round tourism, and historic charm create strong demand and long-term upside for nearly any permitted use. Whether you're imagining a stylish office suite, a boutique commercial concept, or a thoughtfully designed mixed-use project, this property offers the adaptability needed to bring it to life. Buyers are encouraged to verify all permitted uses, density, parking, and Historic District requirements with the City of Fernandina Beach.