108 Irwin Street ESafety Harbor, FL 34695Price: $1,199,000

  • Price: $1,199,000
  • Est. Mortgage of $/month
  • 170 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,199,000List Price
  • 3Bedrooms
  • 3Full Bath
  • 2,634Square Feet
Virtually Staged. Welcome to brand-new custom construction in the heart of Safety Harbor, where thoughtful design, quality craftsmanship, and exceptional functionality come together in a move-in-ready home-without the wait of building. This beautifully designed 3-bedroom, 3-bath residence offers 2,634 sq. ft. of living space, a spacious private flex room/office, an oversized 3-car garage, and an approximately 400-sq.-ft. raised covered lanai that creates an impressive extension of the indoor living and entertaining space. The open-concept floor plan features 10-foot ceilings, porcelain tile flooring, designer lighting, and abundant natural light. At the heart of the home is a beautifully appointed kitchen featuring solid wood cabinetry, Cambria quartz countertops, a full-height quartz backsplash, premium stainless-steel appliances, a large statement island, and a walk-in pantry. The generous primary suite is designed as a private retreat with two custom walk-in closets, dual vanities, and an oversized designer walk-in shower. The split-bedroom floor plan provides privacy for family and guests, while the large flex room offers exceptional versatility as an executive home office, den, fitness room, media room, or additional guest space. Outdoor living is equally impressive with an approximately 400-sq.-ft. raised covered lanai featuring a TV connection and water and gas rough-ins for a future outdoor kitchen. Quality construction extends well beyond the finishes, including reinforced concrete-block construction, a stem-wall foundation, Timberline HDZ shingles with peel-and-stick roof underlayment, R-38 attic insulation, impact windows, fiberglass exterior doors, an in-wall pest-control system, irrigation, new landscaping, fencing, and a new lift station and meter representing a substantial infrastructure investment. Located in desirable Flood Zone X with NO HOA, this property combines the advantages of new construction with the freedom and lifestyle buyers seek in Safety Harbor. Enjoy convenient access to charming Downtown Safety Harbor, Philippe Park, Tampa Bay, restaurants, boutiques, recreation, and the many amenities that make this community so desirable. Completed, move-in ready, and available now. An exceptional opportunity to own a brand-new custom home in one of Tampa Bay's most desirable communities.

Property Details of 108 Irwin Street E

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Emiliya Cogdill of BUSINESS & REALTY CONSULTING OF FLORIDA (813-777-4527)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of September 15, 2026 9:35 AM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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